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we buy house cash
Private Banking Division
 888-588-2254 Ext 457
Buying Homes & Lending
We Buy Houses Cash
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24 Hours!
We Buy Houses In Any Area In Any Condition.
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House Fast For Cash Now

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We Buy Houses For CASH
Capital Group home buyers for cash program is the most unique "We Buy House for Cash" program in the marketplace.  We're the only source that will give you two options.  One to sell your house for cash and the second option if qualified we will buy your house, you get to lease it for one year with an option to buy it back.  We call it the Sell - Lease -Buy Back Option Program.  The first option is strait forward and simple, we make you an offer for cash, you accept the offer,  we close within 7 - 10 days, then you move out and we make repairs and place home on the market.  The second program, we buy the house then you lease it back and you have up to one year to exercise your option to buy the property back at a set price.   This will allow you to be relieved from the stress of having to pack up and move, but to remain in the home as a renter.  We begin to show you what you will need to qualify to buy the house back and the most important aspect is paying the rent on time.   This will show our lender that you're able to make monthly payments on time and that you can afford the home.
ANY Reason
  • Foreclosure
  • Relocation
  • Major Repairs Needed
  • Divorce
  • Inherited Properties
  • Moving Up
  • Past Due Taxes
  • Downsizing
ANY Condition
  • Problem Tenants
  • Major Repairs Needed
  • Pretty or Brand New Homes
  • Storm Damaged Homes
  • Unfinished Construction
  • Ugly Outdated Houses
  • Termite Damage
  • Fire Damage Homes
Any Challenges
  • Large Liens
  • Home Association Problems
  • Out of Area Property
  • Title Issues
  • Code Violations
  • Hoarder Homes
  • Foreclosures
  • Low Equity
We Buy Houses
There are multiple companies that promote "We Buy Houses" but not all are legitimate businesses.  When dealing with a business that will buy your house, you want to be sure that they are a registered business and not just someone who put bandit signs up on the street corner, which are illegal.  I don't recommend you do business with anyone with bandit signs on the side of the road because they're most likely breaking the law.  Most cities have ordinance codes to prevent this from happening and this is why you see city pick-up trucks picking up those signs just about every other day otherwise this will become trash literally in the streets eventually.  We have nearly 28 years of buying houses in multiple states and we know how to help people in just about any situation.   Most clients will choose this route due to needing to get access to cash as soon as possible or because they're having difficulty selling their property in it's current condition.  We understand that selling your house can be a sensitive issue.  It could be your first home you purchased or a home which has many memories and you really want to keep it for personal reasons, but often times we have to make difficult decisions to do what is best for us or our family's and sometimes that means to receive something rather than lose everything and have it go on record for 7 to 10 years.
Why Choose Capital Group Over Other We Buy Houses Companies
  • We Do A Property Valuation Report Within Minutes Not Days
  • We Buy Rehabs, Old Houses, New Houses, Construction Homes
  • We Give You An Offer Usually Within 24 Hours
  • We Buy Houses Nationwide Unlike A Lot of Local Only Buyers
  • We Can Close Usually Within 7 to 10 Business Days
  • We Can Help You Re-Establish Your Credit If Needed Immediately
  • We Can Help You Get Qualified to Buy Another Home Within 12 Months
  • We Get You Approved With Credit Companies To Rebuild Credit
we buy house cash
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Top Insights: Navigating 'We Buy Houses for Cash Near Me' Deals With Confidence Trying to sell your home quickly? 'We buy houses for cash near me' is a common search for homeowners needing a hassle-free transaction. This no-nonsense guide leads you straight to trusted cash buyers in your area. Here, you'll learn the nuts and bolts of cash sales, how offers are calculated, and how to spot a genuine deal amidst a sea of options—ensuring your fast house sale is also a smart one. Key Takeaways Cash home buyers provide a quick sale by purchasing houses outright without lender financing, often buying properties 'as-is' below market value for a swift transaction. It's important to research and compare offers from various cash home buying companies to ensure a fair deal. Offers are usually about 70% of the home's value, reflecting the convenience offered by these companies. While cash sales offer speed and convenience, bypassing many traditional selling hassles, they may result in a lower sale price compared to the open market, and sellers should weigh this against the urgency of their situation. Understanding Cash Home Buyers Illustration of a house with a cash offer sign When we say "cash home buyers," we're talking about individuals or entities that purchase houses outright, often in as-is condition, completely bypassing the need for lender financing. It's a fast-paced world that offers sellers the comfort of speed, convenience, and certainty of sale that traditional market sales can rarely match. Imagine selling your home without the need to fix that leaky faucet, repaint the faded walls, or even clear the clutter. Also, think about not having to wait for potential buyers to secure a home loan or worry about the deal falling apart at the last minute. That's the beauty of selling to cash home buyers. They purchase properties below market value, make necessary repairs, and then either rent them out or resell them for a profit, fulfilling their promise of paying in cash swiftly. Types of Cash Buyers The term 'cash buyer' is a broad umbrella that covers a variety of players, each with their unique strategies and goals. Here's a quick overview of some of them. At the forefront are iBuyers like Opendoor and Offerpad, tech-savvy entities that use technology for property valuation and aim for rapid transactions. They typically charge a service fee around 5% for a hassle-free sale. Then, there are franchise cash buyers like HomeVestors of America, operating as 'We Buy Ugly Houses', who focus on purchasing homes, often distressed ones, which they then renovate or turn into rentals. House flippers are another breed who target properties they can buy at below market value and aim to renovate and sell them within a short period for profit. On the other hand, buy-and-hold investors typically own one or a few properties, focusing on acquiring homes that they can rent out to tenants, and sometimes renovate if necessary. Finally, we have trade-in companies, as part of their varied business models, who may offer alternatives like short-term loans to assist homeowners in transitioning between properties. How They Determine Offers You may be curious about how these cash buyers determine their offers. Most cash buyers offer about 70% of the value of the house, considering their investment strategy and the profit potential they see in the property. House flippers, for instance, often abide by the 70% rule. This rule calculates the maximum offer price as 70% of the estimated after-renovation value of the home, deducting the cost of repairs. Companies like Sundae, We Buy Houses, and HomeLight's Simple Sale offer different approaches to selling your home quickly. They provide services such as: Conducting an in-person home inspection and presenting multiple cash offers (Sundae) Sending a local representative to assess value in person (We Buy Houses) Basing valuation on neighborhood data (HomeLight's Simple Sale) While these offers may seem less than market value, the speed, convenience, and certainty they bring to the table often offset this in the local market. Local Cash Home Buying Companies Illustration of local cash home buying companies With a clear understanding of who cash buyers are and their modus operandi, let's explore some notable cash home buying companies. Some of these companies include: Clever Offers Opendoor We Buy Ugly Houses Offerpad Homevestors These companies have established a strong presence in the market by specializing in purchasing houses for cash. They have successfully carved out a niche for themselves in this area. Then we have services like HomeLight Simple Sale, which are available nationwide for selling homes to cash buyers. The process with HomeLight Simple Sale involves: Submitting property information online Talking to a Home Consultant Comparing offers Choosing a closing date Sellers can expect an offer within a week, with the option to close in as little as 10 days, making it a popular choice for those seeking a quick sale. Researching Local Options Similar to traditional real estate transactions, due diligence is necessary when dealing with cash home buying companies. Some of these companies operate nationwide, while others specialize in specific states or metro areas. Therefore, researching cash home buying companies is critical to find reliable options in your local area. Evaluating the reputation of cash home buying companies is key to ensuring a smooth and trustworthy transaction. This can be done by checking customer reviews and ratings, investigating any complaints, and confirming their operation scope. By doing so, you can make sure you're dealing with a reputable company that won't leave you high and dry in the middle of the transaction. Comparing Offers After narrowing down a few trustworthy cash buying companies, your next move should be to compare their offers. Remember, not all cash offers are created equal. For instance, private investors may offer between 80–90% of a home's value, with the potential for up to 110% or more depending on the deal type. Cash offers are usually lower than potential market values in traditional sales due to the convenience and speed of cash transactions for sellers. But here's where trade-in companies come into play. They provide homeowners with a way to purchase a new property without losing a significant portion of their current home's value in a traditional sale, by presenting a no obligation cash offer. The bottom line is, never accept the first offer that comes your way. Always compare multiple offers and choose the one that best suits your needs. Selling Your House for Cash: Pros and Cons Equipped with a solid grasp of the cash home buying landscape, let's assess the advantages and disadvantages of selling your house for cash. On one hand, selling a house for cash can result in a faster sale process, avoiding complexities of financing and appraisals, and allow sellers to receive full payment upfront without delays. On the other hand, selling to a cash buyer is likely to bring in a lower price than what might be achieved with a traditional home sale. Homeowners could give up approximately 10% to 15% in sale price compared to selling on the open market when opting for a cash sale. The key is to balance the urgency of your situation and condition of the property against the potential financial sacrifice for the convenience offered by cash buyers. Speed and Convenience One of the key attractions of cash sales is the speed and convenience they offer. Cash buyers can close on a home purchase in a matter of weeks, often in as little as one to two weeks, as opposed to the month or more needed with mortgage financing. Moreover, cash purchases typically result in lower closing costs since they do not involve lender-related fees such as loan origination and application fees, and they can also bypass certain lender requirements like income verification and property appraisals. Plus, with cash sales, there's no risk of mortgage approval falling through, making them significantly less likely to see the deal collapse compared to traditional mortgage-dependent sales. Lower Sale Price That being said, it's important to keep in mind that cash offers tend to be lower than those in traditional home sales. Selling to franchise cash buyers like 'We Buy Ugly Houses' often results in offers ranging from 50% to 70% of a home's market value. This is because of the convenience and speed provided by cash transactions, with buyers expecting a discount for paying in full. However, having a skilled agent negotiate can lead to fairer terms within the context of a speedy transaction. Also, companies like iBuyers often charge service fees of 5–6% and deduct repair costs, which can significantly decrease the final offer price received by home sellers. Preparing Your Home for a Cash Sale Illustration of preparing a home for a cash sale So, you've made your decision to sell your home for cash. What's the next step? Well, even though you're selling to a cash buyer, there are still some preparations you need to make to ensure a smooth sale. This includes assessing necessary repairs and staging your home effectively to appeal to potential cash buyers. Cosmetic issues and minor repairs often do not significantly increase a home's sale price, suggesting that making such changes may not be necessary before selling to cash buyers. However, before making major renovations, it's important to consider whether the upgrades will yield a high return on investment when selling to cash buyers. Assessing Necessary Repairs When preparing your home for a cash sale, it's recommended to focus on 'band-aid fixes' for home repairs before a sale, as these minor, cost-effective repairs can offer a significant return on investment. Some examples of band-aid fixes include: Repairing chipped tiles Fixing dripping faucets Patching small holes in walls Touching up paint Replacing broken light fixtures These repairs can improve buyer perceptions of the home and suggest that there are fewer hidden problems. However, if you don't want to deal with the hassle of repairs, you have the option to sell your home 'as-is'. This can result in lower offers, but it allows you to avoid the time and expense of making repairs. Cash home buying companies often purchase homes in 'as-is' condition. Staging and Presentation Even in a cash sale, first impressions matter. Improving curb appeal through activities like lawn care, bush trimming, and sidewalk cleaning can create a positive impression on potential cash buyers. Inside the house, strategic staging can make a world of difference. This can involve the innovative arrangement of existing furniture complemented with select additional pieces to design an inviting and attractive space. Moreover, hosting an open house may instill a sense of competitiveness among potential buyers, thereby potentially commanding higher offers for the property. Navigating the Cash Sale Process Illustration of navigating the cash sale process With your home all set for a cash sale, the question arises, 'What's the next step?' Well, the next step is to navigate the cash sale process. This involves verifying buyer credentials, negotiating terms, and closing the deal. Prior to accepting any cash offer, conducting a pre-listing inspection is advisable. This can reveal manageable issues before they escalate into larger problems, potentially saving you from future hurdles during the sale process. Verifying Buyer Credentials Before you accept a cash offer, it's essential to request proof of funds from the buyer, confirming their financial ability to complete the purchase. This can be done by requesting recent bank statements or documentation proving asset liquidity. You should also investigate the cash buyer's professional relationships with title companies and real estate professionals to assess their reputation in the industry. A buyer's responsiveness can indicate their level of seriousness and commitment to completing a cash transaction promptly and without issues. Negotiating Terms Negotiating is an essential part of any real estate transaction, and cash sales are no exception. During negotiations, it's important to consider not only the offered price but also other terms like the closing timeline and any contingencies that might be included. Some strategies for responding to an initial offer on a property are: Sticking to the listed price can show confidence in the property's value, possibly leading to an increased offer. Rejecting an initial offer without a counter can prompt a higher new bid. Using an expiration date on counteroffers can hasten the buyer's decision-making. Closing the Deal Finally, we come to the last step of the cash sale process – the closing process, where the final sale price is determined. Closing costs are still applicable in cash sales, which are often similar to those in financed sales. However, cash buyers can significantly lower closing costs as they eliminate lender-related fees such as application, credit check, and loan origination. During the closing of a cash sale, the buyer signs the settlement statement, title, and deed, pays through a cashier's check or wire transfer (or may even pay cash), and receives the keys, all with significantly reduced paperwork and lower closing costs due to the absence of lender fees. Working With a Real Estate Agent in Cash Sales Illustration of working with a real estate agent in cash sales You might question, 'Is a real estate agent necessary if I'm selling my house for cash?' While it's not necessary, working with a real estate agent can make the cash sale process smoother. An experienced real estate agent can guide both buyers and sellers through the buying process, leveraging their market knowledge and negotiation skills. Agents can also help sellers achieve their desired listing price in cash sales by staying current with market trends. Moreover, sellers are often better off with an agent who can list the property on the MLS to expose it to more buyers and potentially secure a higher price, even in cash deals. Finding Local Cash Buyers An established real estate agent can be a valuable resource when it comes to finding local cash buyers, including multiple buyers. They have a network of investors, which is beneficial in finding reputable local cash buyers and can help avoid lowball offers. They can also help you navigate the cash sale process, from verifying buyer credentials to negotiating terms and closing the deal. With their help, you can rest assured that you're in good hands. Ensuring Fair Offers Another advantage of working with a real estate agent in a cash sale is their ability to: Help you assess whether a cash offer is fair and accurately reflects the home's market value Provide valuable insight into market trends Use their negotiation skills to ensure that you receive a fair offer So, while it's possible to sell your home for cash without an agent, having one on your side can certainly make the process less daunting and more profitable. Common Questions About Cash Home Sales Navigating the realm of cash home sales might leave you with a few queries. Here are some commonly asked questions. Selling a house for cash typically results in a faster sale, which is beneficial for sellers who need to move quickly. Cash sales eliminate the need for sellers to make repairs or upgrades before selling, potentially saving time and money. However, the price offered in cash home sales is generally below the potential market value due to the benefits of a quick, as-is sale. Summary In conclusion, selling a house for cash can be a viable alternative to traditional home sales, especially for sellers who need to move quickly or don't want to deal with repairs. While cash offers are typically lower than market value, the speed, convenience, and certainty they offer can offset this. As with any real estate transaction, it's important to do your homework, compare offers, and consider working with a real estate agent to ensure a smooth and profitable sale. Frequently Asked Questions How fast can a cash sale close? A cash sale can close in a matter of a few weeks, which is much quicker than traditional sales that can take months. Do I need to make repairs before selling my house for cash? No, you don't need to make any repairs or upgrades before selling your house for cash. Is a cash offer lower than market value? Yes, a cash offer for a home is typically lower than the market value because of the advantages of a quick, as-is sale. Can a real estate agent help in a cash sale? Yes, a real estate agent can help facilitate a cash sale by providing guidance and leveraging their market knowledge and negotiation skills. How can I find local cash buyers? You can rely on an experienced real estate agent to help you find local cash buyers. Their expertise and network can be a valuable asset in your search.
We Buy Houses Cash
We Buy Houses Cash Fast In Any Area!

Foreclosure. It's a word that's sending shivers of fear down the back for many a household in the current financial crisis. If you see you maybe heading for trouble, you can take steps NOW to prevent foreclosure on your home.


How to Sell Your House Fast Without Losing It to Foreclosure?

If you see yourself maybe heading for trouble, you can take steps NOW to prevent foreclosure on your home.   As with anything of this magnitude, you need to act quickly. Don't wait until it's too late to turn things around.

You may be facing:
.    The loss of a job
.    Cuts in hours or overtime pay
.    Retirement
.    Illness, injury, or the death of a family member
.    Divorce or separation

If your family is facing any of these changes and cannot pay your bills, now is the time to look closely at what you owe and what you earn, eliminating unnecessary spending and reaching out for help if you still can't meet your financial obligations. Taking action now can help you protect your family from the loss of your home.

On the next page are some steps you need to take now, to safeguard your home for the future, and put the threat of foreclosure behind you.
Remember, the time to act is now. The longer you wait, the deeper the problem becomes.

1.    CONTACT YOUR MORTGAGE COMPANY NOW
Many people avoid calling their lenders when they have money troubles. Most of us are embarrassed to discuss our money problems with others or believe that if lenders know we are in trouble, they will rush to collection or foreclosure.
Lenders want to help borrowers keep their homes. Foreclosure is expensive for lenders, mortgage insurers and investors. HUD/FHA, as well as private mortgage insurance companies and investors like Freddie Mac and Fannie Mae, require lenders to work aggressively with borrowers who are facing money problems.

Lenders have workout options to help you keep your home. However, these options work best when your loan is only one or two payments behind. The farther behind you are on your payments, the fewer options are available.
Do not assume that your problems will quickly correct themselves. Don't lose valuable time by being overly optimistic. Contact your mortgage lender to discuss your circumstances as soon as you realize that you are unable to make your payments. While there is no guarantee that any particular relief will be given, most lenders are willing to explore every possible option.

To help you, lenders typically need:
.        Your loan account number
.        A brief explanation of your circumstances
.        Recent income documents (such as Pay stubs; Benefit Statements from Social Security, Disability, Unemployment, Retirement, or Public Assistance. If you are Self-employed, have your tax returns or a Year-to-date Profit and Loss Statement available for reference)
.    List of household expenses

Expect to have more than one phone conversation with your lender. Typically, your lender will mail you a "loan workout" package. This package contains information, forms and instructions. If you want to be considered for assistance, you must complete the forms and return them to your lender quickly. The completed package will be reviewed before the lender talks about a solution with you.
CALL TODAY! The sooner you call; the sooner help is available.  

2. DO NOT IGNORE MAIL FROM YOUR LENDER
If you do not contact your lender, your lender will try to contact you by mail and phone soon after you stop making payments. It is very important that you respond to the mail and the phone calls offering help. If your lender does not hear from you they will be required to start legal action leading to foreclosure. This will substantially increase the cost of bringing your loan current.  

3. TALK TO A HOUSING COUNSELING AGENCY
If you don't feel comfortable talking with your lender, you should immediately contact a HUD-approved housing counseling agency and arrange an appointment with a counselor. A counselor will help you assess your financial situation, determine what options are available to you, and help you negotiate with your lender. A counselor will be familiar with the various workout arrangements that lenders will consider and will know what course of action makes the most sense for you and your family, based on your circumstances. In addition, the counselor can call the lender with you or on your behalf to discuss a workout plan. By meeting with a counselor before your mortgage payments are too far behind, you can protect yourself from future credit problems.
A good counselor will help you establish a monthly budget plan to ensure that you can meet all of your monthly expenses, including your mortgage payment. Your personal financial plan will clearly show how much money you have available to make the mortgage payment. This analysis will help you and your lender determine whether a reduced or delayed payment schedule could help you. Also, a counselor will have information on services, resources, and programs available in your local area that may provide you with additional financial, legal, medical or other assistance that you may need.


Frequently Ask Questions
  • Do You Only Buy Houses That Need Repairs?​  No, we buy any type of house if it fits our guidelines.
  • How Long Does It Take To Close and Receive Cash?​ Usually we can close within 7 - 10 Business Days.  We have to have clear title, then we can close.
  • Can I Stay In The House After Closing?  Usually NO, but if you qualify for our Lease Buy Back Option, then yes.
  • Who Are Our Typical Clients?​ Sellers whose homes are stagnant on the market, Sellers who are divorcing and need to sell quickly, People experiencing bankruptcy, People with homes in probate or foreclosure, People who need to relocate for a job fast, Owners who are evicting tenants, Vacant Homes and Trashed or Damage Homes.
  • Will I have to Pay Anything at Closing?  No, we pay all the closing cost and usually the seller receives a check at closing depending on how much equity.
  • Will My Current Mortgage Be Paid Off? Yes, except in certain cases that your property was acquired as "Subject To Financing".
  • What is Subject To Financing?​ Subject to Financing is when the buyer takes over your mortgage payments and give you an agreed amount of cash for assignment of deed.
  • Are We Buy Houses Business Legal?​ Yes, they are legal but you want to make sure you're dealing with an ethical legitimate business first before signing documents.
  • Do You Only Buy Residential Properties?​ No, we buy residential and commercial in this program.
Do You Own An Unwanted House or Need to Sell Quickly?
Selling Your House to Capital Group Is Easy!

We Buy Houses Cash and Fast in Any Condition In Any Area.  We Can Often Close Within 7 Business Days of Less.  Fill Out the Form and Get Contacted Immediately!

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